Terms of Use

The rules that apply when you browse the site, open an account or join the AndresMotors text program.

Last updated August 2026

Agreement to These Terms

These Terms of Use govern access to and use of the AndresMotors website, its account features and its text message program. By browsing the site, creating an account or sending any form, a visitor accepts these terms. Anyone who does not accept them should stop using the site.

About the Service

AndresMotors offers general educational information about auto insurance, including liability limits, collision and comprehensive cover, deductibles, optional extras and the claims process. The content is meant to help drivers understand coverage and compare options for personal use.

No Insurance Advice or Guarantee

Information on the site is general in nature and is not a binding offer of insurance. In particular:

  • Nothing on the site creates an insurance contract or confirms that coverage is in force.
  • Actual coverage, pricing and eligibility are set only by the insurer that issues a policy.
  • Policy documents from an insurer always control over any summary on this site.
  • Visitors should read their own policy and confirm details with their insurer before relying on them.

Eligibility and Accounts

Accounts are available to residents of the United States who are at least eighteen years old. Account holders agree to provide accurate details, keep their password confidential and report any unauthorized use promptly. AndresMotors may suspend or close accounts that break these terms.

Text Messages and Communications

Users who give consent on the signup form may receive service and marketing text messages from AndresMotors. Consent is optional and is not a condition of purchase.

  • Message frequency may vary.
  • Standard message and data rates may apply.
  • Reply STOP at any time to end messages.
  • Reply HELP for assistance or use the contact details below.
  • Mobile carriers are not liable for delayed or undelivered messages.

Acceptable Use

When using the site, visitors agree not to:

  • Submit false or misleading details, or information that belongs to another person.
  • Copy, scrape or resell site content without written permission.
  • Interfere with the security or normal operation of the site.
  • Use the site for any unlawful, harmful or abusive purpose.

Intellectual Property

All text, graphics, logos and design elements on the site belong to AndresMotors or its licensors and are protected by applicable intellectual property laws. Pages may be viewed and printed for personal use only. Any other use requires prior written permission.

Third Party Links

The site may link to outside websites, including insurer pages, for convenience. AndresMotors does not control those websites and is not responsible for their content, privacy practices or availability.

Disclaimers

The site and its content are provided as is and as available, without warranties of any kind, whether express or implied. AndresMotors does not warrant that the content is complete, current or suited to any particular driver, or that the site will run without errors or interruptions.

Limitation of Liability

To the fullest extent permitted by law, AndresMotors will not be liable for any indirect, incidental, special or consequential damages arising from use of the site or reliance on its content. Where liability cannot be excluded, it is limited to the extent allowed by applicable law.

Dispute Resolution and Arbitration

Any dispute about these terms or the site will first be raised informally with AndresMotors. If it cannot be resolved that way, it will be settled by binding individual arbitration instead of in court, except where the law allows a claim in small claims court. Class actions and class arbitrations are not permitted.

Changes to These Terms

AndresMotors may revise these terms from time to time. The date at the top of this page shows the latest revision, and continued use of the site after a change means the revised terms are accepted.

Contact Information

Questions about these Terms of Use can be sent using the details below.